Book Review: "Financial Peace" For The Holiday Season by Dave Ramsey
This week I decided to read "Financial Peace" by Dave Ramsey as the Holidays approaches quickly and the year comes to close. I felt like this book would be appropriate for this time in the year, a time when we should give cheerfully. I will be discussing Give Every Dollar A Purpose (previous post), Peace On Earth & Peace In Your Wallet and Confessions of 2018 & Free 2019 Goal Setting Printable. And be sure to read my last blog on "The Land of Stories: The Wishing Spell" by Chris Colfer. Also check out my other book review on Dave Ramsey's The Total Money Makeover.
Give Every Dollar A Purpose
From using Dave Ramsey's Every Dollar App, it allows you to add purpose to each and every dollar you have. The book talks about planning the month in advance with a thorough budget, and I have to say it definitely works. It also makes me feel like more of an adult by creating a budget and sticking to it and making sure that I plan for my future by setting up an emergency fund.
Because whether I'm ready or not for bad things or emergencies they will still happen and in order to take care of them it highly have money for these situations. And even starting early by saving for retirement, because apparently the earlier you start the more money you will have saved up for when it is time to retire. Which is important to me because I definitely don't want to be working a minimum wage job; when I am like 89 years old when I should be taking it easy and vacationing around the world.
Peace On Earth & Peace In Your Wallet
As we go into this new year, it is important that we go peacefully; the last thing you need to do is bring 2018's problems. Problems like overspending, cheating on your budget and still not have an emergency fund. Don't get me wrong although this is the most magical time of year we must not forget about our responsibilities we still must be sensible, we don't want to have such giving heart that we forget about our futures. And the many new years to come, there will always be a sale at your favorite store, but sadly compound interest won't wait and we can't pay our bills with IOU's in 2019.
Confessions of 2018 & Free 2019 Goal Setting Printable
As I write this I must confess that I completely blew my regular budget and holiday budget. I have been saving for so long that I believed that since I wasn't spending for months and just saving, that the last months of the year wouldn't count. Which is definitely something I want to strive to work on in the coming year and more, it's also why I decided to create my Rising to Be Workbook. A guide to help become your best self in the New Year, its filled with different sheets to break down your goal or multiple goals. Into bite-sized action steps so that there isn't any way you can fail in 2019, it can often be overwhelming when you are looking at the year as a whole instead of individual months. I have so much planned for the Rising to Be: Blog in 2019, I'm incredibly excited to share them all with you. and hope you will find them useful and I wish you reach all of your goals in the New Year.
Would I Buy Or Read Again?
I definitely see myself buying this book and any other books that Dave Ramsey or even his daughter Rachel Cruze has written, I honestly feel like are they written to sustain your lifestyle. I don't just want to buy the book I want to enroll in Financial Peace University so that I can have access to everything I need to keep my finances in order.
Catch up on my last blog on "The Land of Stories: The Wishing Spell" by Chris Colfer. Also check out my other book review on Dave Ramsey's The Total Money Makeover.
If you have any book suggestions add them below in the comments, and look out for new book reviews every Sunday. And remember “As we ‘Rise to Be’, we are becoming who we want to be” -Christina B. Rising🤗
